/* ============================================
   NOE EXCHANGE — DISEÑO NOE WEB
   ============================================ */

:root{
  --ink:#000;--paper:#f3ecdb;--paper-2:#ebe2cc;
  --gold:#c89f4a;--gold-deep:#a8823b;--gold-bright:#e0b75c;
  --txt:#1a1208;--txt-2:#5a4a2a;--txt-3:#8a7a4a;
  --rule:#e8dfc3;
  --green:#16a34a;--red:#dc2626;--wa:#25D366;
}
*{box-sizing:border-box;margin:0;padding:0;}
html,body{background:#fff;color:var(--txt);font-family:'Nunito',sans-serif;-webkit-font-smoothing:antialiased;}
a{color:inherit;text-decoration:none;}
button{font-family:inherit;cursor:pointer;border:none;background:none;}
input,select,textarea{font-family:inherit;}

/* ============ NAV ============ */
.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,0.97);backdrop-filter:blur(12px);border-bottom:1px solid var(--rule);}
.nav-in{max-width:1320px;margin:0 auto;padding:14px 32px;display:flex;align-items:center;justify-content:space-between;gap:24px;}
.nav .logo{display:flex;align-items:center;gap:12px;}
.nav .logo .ic{width:42px;height:42px;background:#000;border:2px solid var(--gold);border-radius:8px;display:flex;align-items:center;justify-content:center;color:var(--gold-bright);}
.nav .logo .wm{font-family:'Anton';font-size:18px;line-height:0.95;color:#000;letter-spacing:0.02em;}
.nav .logo .wm .gold{color:var(--gold-deep);}
.nav .logo .sub{font-family:'Oswald';font-weight:500;font-size:9px;letter-spacing:0.42em;color:var(--txt-2);text-transform:uppercase;margin-top:2px;}
.nav-links{display:flex;gap:28px;font-family:'Oswald';font-weight:600;font-size:13px;letter-spacing:0.18em;color:var(--txt-2);text-transform:uppercase;}
.nav-links a{padding:8px 0;border-bottom:1.5px solid transparent;}
.nav-links a.active,.nav-links a:hover{color:#000;border-color:var(--gold);}
.nav-cta{display:flex;align-items:center;gap:10px;}
.nav-cta .btn{background:#000;color:var(--gold-bright);padding:10px 22px;border-radius:8px;font-family:'Anton';font-size:14px;letter-spacing:0.06em;border:1.5px solid var(--gold);}
.nav-cta .btn:hover{background:var(--gold);color:#000;}

/* Hamburger toggle (visible solo en móvil) */
.nav-toggle{display:none;width:42px;height:42px;flex-direction:column;justify-content:center;align-items:center;gap:5px;background:#000;border:1.5px solid var(--gold);border-radius:8px;padding:0;cursor:pointer;flex:none;transition:background 0.2s;}
.nav-toggle:hover{background:var(--gold);}
.nav-toggle span{display:block;width:18px;height:2px;background:var(--gold-bright);border-radius:2px;transition:all 0.25s ease;}
.nav-toggle:hover span{background:#000;}
.nav.open .nav-toggle span:nth-child(1){transform:translateY(7px) rotate(45deg);}
.nav.open .nav-toggle span:nth-child(2){opacity:0;}
.nav.open .nav-toggle span:nth-child(3){transform:translateY(-7px) rotate(-45deg);}

/* ============ HERO ============ */
.hero{background:#000;color:#fff;border-bottom:6px solid var(--gold);position:relative;overflow:hidden;}
.hero::before{content:"";position:absolute;inset:0;background:radial-gradient(ellipse at 80% 20%,rgba(224,183,92,0.12),transparent 60%);pointer-events:none;}
.hero-in{max-width:1320px;margin:0 auto;padding:48px 32px 64px;position:relative;}
.hero-eyebrow{font-family:'JetBrains Mono';font-size:11px;letter-spacing:0.32em;color:var(--gold);text-transform:uppercase;display:flex;align-items:center;gap:14px;}
.hero-eyebrow::before{content:"";width:24px;height:1.5px;background:var(--gold);}
.hero h1{font-family:'Anton';font-size:clamp(40px,6.5vw,84px);line-height:0.92;letter-spacing:0.01em;color:#fff;text-transform:uppercase;margin-top:18px;max-width:920px;}
.hero h1 .gold{color:var(--gold-bright);}
.hero .lede{font-family:'Nunito';font-weight:600;font-size:15px;line-height:1.55;color:#bba268;margin-top:18px;max-width:560px;}

/* Live rate ticker */
.ticker{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:36px;}
.tick{background:#0d0d0d;border:1px solid #2a241a;border-radius:14px;padding:22px 24px;display:flex;flex-direction:column;gap:14px;}
.tick-h{display:flex;justify-content:space-between;align-items:center;}
.tick-ccy{display:flex;align-items:center;gap:10px;font-family:'Anton';font-size:22px;color:#fff;letter-spacing:0.04em;}
.tick-ccy .flag{width:30px;height:20px;border-radius:3px;display:inline-block;flex:none;overflow:hidden;border:1px solid rgba(255,255,255,0.1);}
.tick-live{font-family:'JetBrains Mono';font-size:9.5px;letter-spacing:0.18em;color:#bba268;text-transform:uppercase;display:flex;align-items:center;gap:6px;}
.tick-live .dot{width:6px;height:6px;border-radius:50%;background:var(--green);box-shadow:0 0 8px var(--green);animation:pulse 1.6s infinite;}
.tick-cols{display:grid;grid-template-columns:1fr 1fr;gap:0;border-top:1px solid #2a241a;padding-top:14px;}
.tick-col{padding:0 4px;}
.tick-col + .tick-col{border-left:1px solid #2a241a;padding-left:18px;}
.tick-lbl{font-family:'JetBrains Mono';font-size:9.5px;letter-spacing:0.2em;color:#7a6535;text-transform:uppercase;}
.tick-lbl b{color:var(--gold-bright);font-weight:600;}
.tick-num{font-family:'Anton';font-size:32px;color:#fff;letter-spacing:0.02em;line-height:1;margin-top:6px;}
.tick-delta{font-family:'JetBrains Mono';font-size:10px;letter-spacing:0.08em;margin-top:5px;}
.tick-delta.up{color:var(--green);}.tick-delta.down{color:var(--red);}.tick-delta.flat{color:#7a6535;}
.tick-foot{font-family:'JetBrains Mono';font-size:9.5px;letter-spacing:0.18em;color:#7a6535;text-transform:uppercase;display:flex;justify-content:space-between;}

@keyframes pulse{0%,100%{opacity:1;}50%{opacity:0.4;}}

/* ============ HERO CALCULATOR ============ */
.hero-calc-wrap{margin-top:48px;display:flex;justify-content:center;}
.calc{background:#fff;border-radius:20px;width:100%;max-width:560px;box-shadow:0 30px 80px -20px rgba(0,0,0,0.6),0 0 0 1px var(--gold);overflow:hidden;}
.calc-tabs{display:grid;grid-template-columns:1fr 1fr;background:var(--paper);}
.calc-tab{padding:18px 14px;text-align:center;font-family:'Anton';font-size:14px;letter-spacing:0.08em;color:var(--txt-2);text-transform:uppercase;cursor:pointer;border-bottom:3px solid transparent;transition:all 0.18s;}
.calc-tab b{color:var(--gold-deep);font-weight:400;}
.calc-tab.active{background:#fff;color:#000;border-bottom-color:var(--gold);}
.calc-tab.active b{color:var(--gold-deep);}
.calc-body{padding:28px 28px 28px;display:flex;flex-direction:column;gap:0;}
.calc-field{background:var(--paper);border:1.5px solid transparent;border-radius:14px;padding:18px 20px;transition:all 0.18s;position:relative;}
.calc-field:focus-within{border-color:var(--gold);background:#fff;}
.calc-field .lbl{font-family:'JetBrains Mono';font-size:10px;letter-spacing:0.22em;color:var(--txt-3);text-transform:uppercase;}
.calc-row{display:flex;align-items:center;gap:14px;margin-top:8px;}
.calc-ccy{display:flex;align-items:center;gap:10px;background:#fff;border:1px solid var(--rule);border-radius:10px;padding:10px 14px 10px 12px;cursor:pointer;font-family:'Anton';font-size:18px;color:#000;letter-spacing:0.04em;flex:none;min-width:128px;position:relative;height:54px;}
.calc-ccy .flag{width:24px;height:16px;border-radius:2px;flex:none;overflow:hidden;}
.calc-ccy .arrow{margin-left:auto;color:var(--txt-3);font-size:9px;}
.calc-ccy.locked{cursor:default;background:var(--paper);opacity:0.85;}
.calc-ccy.locked .arrow{display:none;}
.calc-input{flex:1;font-family:'Anton';font-size:38px;color:#000;letter-spacing:0.01em;background:transparent;border:none;outline:none;text-align:right;width:100%;min-width:0;height:54px;line-height:54px;}
.calc-input[readonly]{color:var(--gold-deep);}

/* Swap button between fields */
.calc-swap-wrap{display:flex;justify-content:center;margin:-12px 0;position:relative;z-index:2;}
.calc-swap{width:48px;height:48px;border-radius:50%;background:#000;color:var(--gold-bright);display:flex;align-items:center;justify-content:center;cursor:pointer;border:3px solid #fff;box-shadow:0 6px 18px -4px rgba(0,0,0,0.35);transition:transform 0.3s;}
.calc-swap:hover{transform:rotate(180deg);background:var(--gold);color:#000;}
.calc-swap svg{width:18px;height:18px;}

.calc-summary{display:flex;justify-content:space-between;align-items:center;margin-top:18px;padding:14px 18px;background:#000;border-radius:12px;color:#fff;}
.calc-summary .lbl{font-family:'JetBrains Mono';font-size:9.5px;letter-spacing:0.2em;color:var(--gold-bright);text-transform:uppercase;}
.calc-summary .rate{font-family:'Anton';font-size:18px;color:#fff;letter-spacing:0.02em;margin-top:4px;}
.calc-summary .col-r{text-align:right;}
.calc-submit{display:flex;align-items:center;justify-content:center;gap:10px;width:100%;background:var(--gold);color:#000;padding:20px;border-radius:14px;font-family:'Anton';font-size:20px;letter-spacing:0.08em;text-transform:uppercase;text-align:center;margin-top:14px;transition:all 0.18s;}
.calc-submit:hover{background:var(--gold-bright);transform:translateY(-1px);box-shadow:0 14px 32px -8px rgba(200,159,74,0.6);}
.calc-submit svg{width:20px;height:20px;}
.calc-foot{display:flex;justify-content:space-between;align-items:center;margin-top:14px;font-family:'JetBrains Mono';font-size:9.5px;letter-spacing:0.18em;color:var(--txt-3);text-transform:uppercase;flex-wrap:wrap;gap:10px;}
.calc-foot .ok{color:var(--green);display:inline-flex;align-items:center;gap:5px;}
.calc-foot .ok::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--green);}

/* Currency dropdown */
.calc-ccy-list{position:absolute;top:calc(100% + 6px);left:0;background:#fff;border:1px solid var(--rule);border-radius:10px;padding:6px;box-shadow:0 14px 30px -8px rgba(0,0,0,0.18);z-index:5;min-width:200px;display:none;}
.calc-ccy.open .calc-ccy-list{display:block;}
.calc-ccy-list .opt{display:flex;align-items:center;gap:10px;padding:10px 12px;border-radius:6px;font-family:'Anton';font-size:16px;color:#000;cursor:pointer;}
.calc-ccy-list .opt:hover{background:var(--paper);}
.calc-ccy-list .opt .flag{width:24px;height:16px;}

/* Trust strip below calc */
.calc-trust{display:flex;justify-content:center;gap:32px;margin-top:24px;flex-wrap:wrap;}
.calc-trust .it{display:inline-flex;align-items:center;gap:8px;font-family:'Oswald';font-weight:500;font-size:11px;letter-spacing:0.22em;color:#bba268;text-transform:uppercase;}
.calc-trust .it svg{width:14px;height:14px;color:var(--gold-bright);}

/* ============ SECTIONS ============ */
.sec{padding:88px 32px;}
.sec.paper{background:var(--paper);}
.sec.dark{background:#000;color:#fff;}
.sec-in{max-width:1320px;margin:0 auto;}
.section-head{display:flex;justify-content:space-between;align-items:flex-end;gap:48px;margin-bottom:48px;flex-wrap:wrap;}
.section-eyebrow{font-family:'JetBrains Mono';font-size:11px;letter-spacing:0.28em;color:var(--gold-deep);text-transform:uppercase;margin-bottom:14px;}
.sec.dark .section-eyebrow{color:var(--gold-bright);}
.section-head h2{font-family:'Anton';font-size:clamp(36px,4.5vw,60px);line-height:0.94;letter-spacing:0.01em;color:#000;text-transform:uppercase;}
.sec.dark .section-head h2{color:#fff;}
.section-head h2 .gold{color:var(--gold-deep);}
.sec.dark .section-head h2 .gold{color:var(--gold-bright);}
.section-head .lede{font-family:'Nunito';font-weight:600;font-size:15px;color:var(--txt-2);line-height:1.55;max-width:440px;}
.sec.dark .section-head .lede{color:#bba268;}

/* ============ STEPS ============ */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;}
.step{background:#fff;border:1px solid var(--rule);border-radius:16px;padding:32px 28px;display:flex;flex-direction:column;gap:18px;position:relative;overflow:hidden;}
.step .num{font-family:'Anton';font-size:74px;color:var(--gold);letter-spacing:0.02em;line-height:0.85;}
.step .ic{width:44px;height:44px;border-radius:10px;background:#000;color:var(--gold-bright);display:flex;align-items:center;justify-content:center;}
.step .ic svg{width:22px;height:22px;}
.step .ttl{font-family:'Anton';font-size:22px;color:#000;letter-spacing:0.02em;text-transform:uppercase;line-height:1.05;}
.step .body{font-family:'Nunito';font-weight:600;font-size:13.5px;color:var(--txt-2);line-height:1.55;}
.step::after{content:"";position:absolute;right:-30px;top:-30px;width:120px;height:120px;border-radius:50%;background:radial-gradient(circle,rgba(200,159,74,0.08),transparent 70%);}

/* ============ BANKS ============ */
.bank-block{display:grid;grid-template-columns:1fr 1fr;gap:20px;}
.bank-card{background:#fff;border:1px solid var(--rule);border-radius:16px;padding:32px;}
.bank-card.dark{background:#000;color:#fff;border-color:#000;}
.bank-card .head{display:flex;align-items:center;gap:14px;border-bottom:1px solid var(--rule);padding-bottom:18px;margin-bottom:20px;}
.bank-card.dark .head{border-bottom-color:#2a241a;}
.bank-card .head .ic{width:50px;height:50px;border-radius:12px;background:var(--paper);color:var(--gold-deep);display:flex;align-items:center;justify-content:center;flex:none;}
.bank-card.dark .head .ic{background:var(--gold);color:#000;}
.bank-card .head .ic svg{width:24px;height:24px;}
.bank-card .head .nm{font-family:'Anton';font-size:24px;color:#000;letter-spacing:0.02em;line-height:1;text-transform:uppercase;}
.bank-card.dark .head .nm{color:#fff;}
.bank-card .head .sub{font-family:'JetBrains Mono';font-size:10px;letter-spacing:0.18em;color:var(--txt-3);text-transform:uppercase;margin-top:5px;}
.bank-card.dark .head .sub{color:var(--gold-bright);}
.bank-card .badge{font-family:'Oswald';font-weight:600;font-size:11px;letter-spacing:0.18em;color:var(--gold-deep);background:var(--paper);padding:5px 10px;border-radius:999px;text-transform:uppercase;margin-left:auto;}
.bank-card.dark .badge{background:#15110a;color:var(--gold-bright);border:1px solid var(--gold);}
.bank-list{display:grid;grid-template-columns:1fr 1fr;gap:10px;}
.bank-pill{background:var(--paper);border:1px solid var(--rule);border-radius:10px;padding:14px 18px;display:flex;align-items:center;gap:12px;font-family:'Anton';font-size:18px;color:#000;letter-spacing:0.02em;}
.bank-card.dark .bank-pill{background:#15110a;border-color:#2a241a;color:#fff;}
.bank-pill .lt{width:36px;height:36px;border-radius:8px;display:flex;align-items:center;justify-content:center;font-family:'Anton';font-size:14px;letter-spacing:0;flex:none;}
.bank-pill[data-bank="bcp"] .lt{background:#003a8b;color:#fff;}
.bank-pill[data-bank="ibk"] .lt{background:#004990;color:#0ad8a6;}
.bank-pill[data-bank="bbva"] .lt{background:#072146;color:#fff;}
.bank-pill[data-bank="sco"] .lt{background:#ec1d25;color:#fff;}
.bank-pill[data-bank="bn"] .lt{background:#005baa;color:#fff;}
.bank-pill[data-bank="bif"] .lt{background:#fdd900;color:#000;}
.bank-pill[data-bank="pich"] .lt{background:#ffe000;color:#003366;}
.bank-pill[data-bank="other"] .lt{background:var(--gold);color:#000;}
.bank-pill[data-bank="yape"] .lt{background:#5a25a0;color:#fff;}
.bank-pill[data-bank="plin"] .lt{background:#00a99d;color:#fff;}
.bank-card .body{font-family:'Nunito';font-weight:600;font-size:13.5px;color:var(--txt-2);line-height:1.55;margin-top:18px;}
.bank-card.dark .body{color:#bba268;}
.bank-card.dark .body b{color:var(--gold-bright);}

/* ============ COMPARATIVE ============ */
.cmp-wrap{display:grid;grid-template-columns:1fr 1fr;gap:18px;}
.cmp-panel{background:#fff;border:1px solid var(--rule);border-radius:16px;padding:32px;}
.cmp-panel-h{display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid var(--rule);padding-bottom:18px;margin-bottom:24px;}
.cmp-panel-ttl{font-family:'Anton';font-size:22px;color:#000;letter-spacing:0.02em;text-transform:uppercase;}
.cmp-panel-tag{font-family:'JetBrains Mono';font-size:10px;letter-spacing:0.2em;color:var(--gold-deep);text-transform:uppercase;}
.cmp-rows{display:flex;flex-direction:column;gap:14px;}
.cmp-row2{display:grid;grid-template-columns:1fr auto auto;gap:14px;align-items:center;padding:18px 20px;background:var(--paper);border-radius:12px;}
.cmp-row2.us{background:#000;color:#fff;}
.cmp-row2 .who{font-family:'Anton';font-size:18px;color:#000;letter-spacing:0.02em;line-height:1;}
.cmp-row2.us .who{color:#fff;}
.cmp-row2 .who .gold{color:var(--gold-deep);}
.cmp-row2.us .who .gold{color:var(--gold-bright);}
.cmp-row2 .who-sub{font-family:'JetBrains Mono';font-size:9.5px;letter-spacing:0.18em;color:var(--txt-3);text-transform:uppercase;margin-top:4px;}
.cmp-row2.us .who-sub{color:#bba268;}
.cmp-row2 .rate-num{font-family:'Anton';font-size:26px;color:#000;letter-spacing:0.02em;line-height:1;text-align:right;}
.cmp-row2.us .rate-num{color:var(--gold-bright);}
.cmp-row2 .gives{font-family:'JetBrains Mono';font-size:11px;color:var(--txt-2);letter-spacing:0.06em;text-align:right;min-width:120px;}
.cmp-row2.us .gives{color:#bba268;}
.cmp-row2 .gives b{display:block;font-family:'Anton';font-size:18px;color:#000;letter-spacing:0.02em;margin-top:4px;font-weight:400;}
.cmp-row2.us .gives b{color:#fff;}
.cmp-summary{margin-top:32px;background:var(--gold);border-radius:16px;padding:32px;display:flex;align-items:center;gap:32px;flex-wrap:wrap;}
.cmp-summary .col{flex:1;min-width:200px;}
.cmp-summary .eb{font-family:'JetBrains Mono';font-size:10px;letter-spacing:0.2em;color:#5a4818;text-transform:uppercase;margin-bottom:6px;}
.cmp-summary .num{font-family:'Anton';font-size:46px;color:#000;letter-spacing:0.02em;line-height:1;}
.cmp-summary .num small{font-family:'Nunito';font-weight:700;font-size:13px;color:#5a4818;letter-spacing:0;text-transform:none;display:block;margin-top:6px;}
.cmp-cta{background:#000;color:var(--gold-bright);padding:18px 28px;border-radius:12px;font-family:'Anton';font-size:18px;letter-spacing:0.06em;text-transform:uppercase;border:1.5px solid #000;}
.cmp-cta:hover{background:#fff;color:#000;}

/* ============ SECURITY ============ */
.sec-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:48px;align-items:center;}
.sec-stamps{display:grid;grid-template-columns:1fr 1fr;gap:14px;}
.stamp{background:#0d0d0d;border:1.5px solid var(--gold);border-radius:14px;padding:24px;}
.stamp .seal{display:flex;align-items:center;gap:12px;border-bottom:1px solid #2a241a;padding-bottom:14px;margin-bottom:14px;}
.stamp .seal .ic{width:44px;height:44px;border-radius:50%;background:var(--gold);color:#000;display:flex;align-items:center;justify-content:center;flex:none;}
.stamp .seal .ic svg{width:22px;height:22px;}
.stamp .seal .nm{font-family:'Anton';font-size:18px;color:#fff;letter-spacing:0.04em;line-height:1;text-transform:uppercase;}
.stamp .seal .sub{font-family:'JetBrains Mono';font-size:9.5px;color:var(--gold-bright);letter-spacing:0.18em;text-transform:uppercase;margin-top:3px;}
.stamp .res{font-family:'JetBrains Mono';font-size:11px;color:#fff;letter-spacing:0.04em;line-height:1.6;}
.stamp.years{background:var(--gold);border-color:var(--gold);text-align:center;display:flex;flex-direction:column;justify-content:center;align-items:center;}
.stamp.years .big{font-family:'Anton';font-size:80px;color:#000;line-height:0.9;letter-spacing:0.02em;}
.stamp.years .lbl{font-family:'Oswald';font-weight:600;font-size:13px;letter-spacing:0.24em;color:#000;text-transform:uppercase;margin-top:8px;}

/* ============ TESTIMONIALS ============ */
.test-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;}
.test-card{background:#fff;border:1px solid var(--rule);border-radius:16px;padding:28px;display:flex;flex-direction:column;gap:18px;}
.test-card .stars{color:var(--gold);font-size:14px;letter-spacing:2px;}
.test-card .q{font-family:'Nunito';font-weight:600;font-size:15px;line-height:1.6;color:var(--txt);}
.test-card .who{display:flex;align-items:center;gap:12px;border-top:1px solid var(--rule);padding-top:16px;margin-top:auto;}
.test-card .who .av{width:42px;height:42px;border-radius:50%;background:var(--gold);color:#000;display:flex;align-items:center;justify-content:center;font-family:'Anton';font-size:16px;}
.test-card .who .nm{font-family:'Anton';font-size:14px;color:#000;letter-spacing:0.02em;line-height:1;}
.test-card .who .sub{font-family:'JetBrains Mono';font-size:9.5px;letter-spacing:0.18em;color:var(--txt-3);text-transform:uppercase;margin-top:4px;}

/* ============ FAQ ============ */
.faq{display:grid;grid-template-columns:1fr;gap:10px;max-width:920px;margin:0 auto;}
.faq-it{background:#fff;border:1px solid var(--rule);border-radius:14px;overflow:hidden;}
.faq-it summary{padding:22px 26px;cursor:pointer;font-family:'Anton';font-size:18px;color:#000;letter-spacing:0.02em;text-transform:uppercase;display:flex;justify-content:space-between;align-items:center;list-style:none;}
.faq-it summary::-webkit-details-marker{display:none;}
.faq-it summary::after{content:"+";font-family:'Anton';font-size:28px;color:var(--gold-deep);line-height:1;transition:transform 0.18s;}
.faq-it[open] summary::after{transform:rotate(45deg);}
.faq-it .a{padding:0 26px 24px;font-family:'Nunito';font-weight:600;font-size:14px;color:var(--txt-2);line-height:1.6;border-top:1px solid var(--rule);padding-top:18px;margin-top:-2px;}

/* ============ FOOTER ============ */
.footer{background:#000;color:#fff;padding:64px 32px 32px;border-top:6px solid var(--gold);}
.ft-in{max-width:1320px;margin:0 auto;display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:48px;}
.ft-brand .logo{display:flex;align-items:center;gap:12px;margin-bottom:18px;}
.ft-brand .logo .ic{width:48px;height:48px;background:#000;border:2px solid var(--gold);border-radius:8px;display:flex;align-items:center;justify-content:center;color:var(--gold-bright);}
.ft-brand .logo .wm{font-family:'Anton';font-size:22px;color:#fff;letter-spacing:0.02em;line-height:1;}
.ft-brand .logo .wm .gold{color:var(--gold-bright);}
.ft-brand .logo .sub{font-family:'Oswald';font-weight:500;font-size:9px;letter-spacing:0.42em;color:var(--gold);text-transform:uppercase;margin-top:3px;}
.ft-brand p{font-family:'Nunito';font-weight:600;font-size:13px;color:#bba268;line-height:1.6;max-width:340px;}
.ft-col h4{font-family:'Anton';font-size:14px;color:var(--gold-bright);letter-spacing:0.18em;text-transform:uppercase;margin-bottom:18px;}
.ft-col ul{list-style:none;display:flex;flex-direction:column;gap:10px;}
.ft-col a{font-family:'Nunito';font-weight:600;font-size:13.5px;color:#bba268;}
.ft-col a:hover{color:#fff;}
.ft-bot{max-width:1320px;margin:48px auto 0;border-top:1px solid #2a241a;padding-top:24px;display:flex;justify-content:space-between;font-family:'JetBrains Mono';font-size:10.5px;color:#7a6535;letter-spacing:0.16em;text-transform:uppercase;flex-wrap:wrap;gap:14px;}

/* ============ FLOATING WA ============ */
.float-wa{position:fixed;right:24px;bottom:24px;background:var(--wa);color:#fff;padding:16px 22px;border-radius:999px;font-family:'Anton';font-size:15px;letter-spacing:0.04em;display:inline-flex;align-items:center;gap:10px;z-index:60;box-shadow:0 16px 40px -10px rgba(37,211,102,0.55);text-transform:uppercase;}
.float-wa svg{width:22px;height:22px;}
.float-wa::before{content:"";position:absolute;inset:-4px;border-radius:999px;border:2px solid var(--wa);opacity:0.4;animation:pulse 1.6s infinite;pointer-events:none;}

/* ============ ADMIN ============ */
.admin-wrap{min-height:100vh;background:var(--paper);padding:0 0 80px;}
.admin-header{background:#000;color:#fff;border-bottom:4px solid var(--gold);padding:18px 0;margin-bottom:36px;}
.admin-header-inner{max-width:1320px;margin:0 auto;padding:0 32px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:16px;}
.admin-back{display:inline-flex;align-items:center;gap:8px;color:var(--gold-bright);font-family:'Oswald';font-weight:600;font-size:12px;letter-spacing:0.18em;text-transform:uppercase;}
.admin-back:hover{color:#fff;}
.admin-title{font-family:'Anton';font-size:18px;color:var(--gold-bright);text-transform:uppercase;letter-spacing:0.12em;}
.admin-grid{max-width:1320px;margin:0 auto;padding:0 32px;display:grid;grid-template-columns:380px 1fr;gap:24px;align-items:start;}
.admin-card{background:#fff;border:1px solid var(--rule);border-radius:16px;padding:32px;}
.admin-card h2{font-family:'Anton';font-size:24px;color:#000;text-transform:uppercase;letter-spacing:0.02em;margin-bottom:6px;}
.admin-card .sub{font-family:'JetBrains Mono';font-size:10px;letter-spacing:0.18em;color:var(--txt-3);text-transform:uppercase;margin-bottom:24px;}
.admin-form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:14px;}
.admin-field{display:block;margin-bottom:14px;}
.admin-field label{display:block;font-family:'JetBrains Mono';font-size:10px;letter-spacing:0.18em;color:var(--txt-3);text-transform:uppercase;margin-bottom:6px;}
.admin-field input,.admin-field select{width:100%;padding:14px 16px;background:var(--paper);border:1.5px solid transparent;border-radius:10px;color:#000;font-family:'Anton';font-size:18px;letter-spacing:0.02em;transition:all 0.18s;}
.admin-field input:focus,.admin-field select:focus{outline:none;border-color:var(--gold);background:#fff;}
.admin-field select{cursor:pointer;appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8' fill='none'%3E%3Cpath d='M1 1L6 6L11 1' stroke='%23a8823b' stroke-width='2' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:36px;}
.admin-submit{display:flex;align-items:center;justify-content:center;gap:10px;width:100%;background:var(--gold);color:#000;padding:18px;border-radius:12px;font-family:'Anton';font-size:16px;letter-spacing:0.08em;text-transform:uppercase;transition:all 0.18s;border:none;cursor:pointer;}
.admin-submit:hover{background:var(--gold-bright);transform:translateY(-1px);box-shadow:0 12px 28px -8px rgba(200,159,74,0.5);}
.admin-success{background:#dcfce7;border:1.5px solid var(--green);color:#15803d;padding:14px 16px;border-radius:10px;font-family:'Nunito';font-weight:700;font-size:13px;margin-bottom:18px;}
.admin-error{background:#fee2e2;border:1.5px solid var(--red);color:#991b1b;padding:14px 16px;border-radius:10px;font-family:'Nunito';font-weight:700;font-size:13px;margin-bottom:18px;}
.history-table{width:100%;border-collapse:collapse;font-family:'Nunito';font-size:13px;}
.history-table th{text-align:left;padding:12px 16px;font-family:'JetBrains Mono';font-size:10px;letter-spacing:0.16em;color:var(--gold-deep);text-transform:uppercase;background:var(--paper);border-bottom:2px solid var(--gold);}
.history-table td{padding:14px 16px;border-bottom:1px solid var(--rule);color:var(--txt);vertical-align:middle;}
.history-table tr:last-child td{border-bottom:none;}
.history-table tr:hover{background:var(--paper);}
.history-pair{font-family:'Anton';font-size:14px;color:#000;letter-spacing:0.02em;display:inline-flex;align-items:center;gap:8px;}
.history-pair .flag{width:20px;height:14px;border-radius:2px;display:inline-block;overflow:hidden;border:1px solid var(--rule);}
.history-rate{font-family:'Anton';font-size:16px;color:var(--gold-deep);letter-spacing:0.02em;}
.history-date{color:var(--txt-3);font-family:'JetBrains Mono';font-size:11px;}
.history-latest{display:inline-block;padding:3px 9px;background:var(--gold);color:#000;border-radius:999px;font-family:'Oswald';font-weight:700;font-size:9px;text-transform:uppercase;letter-spacing:0.12em;margin-left:8px;}

/* ============ LEGAL PAGES ============ */
.legal-hero{background:#000;color:#fff;padding:64px 32px 56px;border-bottom:6px solid var(--gold);position:relative;overflow:hidden;}
.legal-hero::before{content:"";position:absolute;inset:0;background:radial-gradient(ellipse at 80% 20%,rgba(224,183,92,0.12),transparent 60%);pointer-events:none;}
.legal-hero-in{max-width:1080px;margin:0 auto;position:relative;}
.legal-eyebrow{font-family:'JetBrains Mono';font-size:11px;letter-spacing:0.32em;color:var(--gold);text-transform:uppercase;display:flex;align-items:center;gap:14px;margin-bottom:14px;}
.legal-eyebrow::before{content:"";width:24px;height:1.5px;background:var(--gold);}
.legal-hero h1{font-family:'Anton';font-size:clamp(36px,5vw,60px);line-height:0.95;color:#fff;text-transform:uppercase;letter-spacing:0.01em;}
.legal-hero h1 .gold{color:var(--gold-bright);}
.legal-hero .meta{font-family:'JetBrains Mono';font-size:11px;color:#bba268;letter-spacing:0.16em;margin-top:18px;text-transform:uppercase;}

.legal-wrap{padding:64px 32px 96px;background:#fff;}
.legal-page{max-width:920px;margin:0 auto;font-family:'Nunito';font-weight:500;font-size:15px;line-height:1.75;color:var(--txt);}
.legal-page > p:first-of-type{font-size:15.5px;color:var(--txt-2);font-weight:600;background:var(--paper);padding:24px 28px;border-left:4px solid var(--gold);border-radius:0 8px 8px 0;margin-bottom:32px;}
.legal-page h2{font-family:'Anton';font-size:24px;color:#000;text-transform:uppercase;letter-spacing:0.02em;margin-top:44px;margin-bottom:18px;border-bottom:2px solid var(--gold);padding-bottom:10px;}
.legal-page h3{font-family:'Anton';font-size:17px;color:var(--gold-deep);text-transform:uppercase;letter-spacing:0.04em;margin-top:24px;margin-bottom:10px;}
.legal-page p{margin-bottom:16px;}
.legal-page ul,.legal-page ol{margin:0 0 18px 24px;padding-left:6px;}
.legal-page li{margin-bottom:8px;}
.legal-page strong{color:#000;font-weight:700;}
.legal-page a{color:var(--gold-deep);text-decoration:underline;}
.legal-page a:hover{color:var(--gold);}

/* Libro de Reclamaciones — formulario */
.lr-form{background:var(--paper);padding:32px;border-radius:16px;border:1px solid var(--rule);margin-top:30px;}
.lr-form-title{font-family:'Anton';font-size:22px;color:#000;text-transform:uppercase;letter-spacing:0.02em;margin-bottom:6px;}
.lr-form-sub{font-family:'JetBrains Mono';font-size:10px;letter-spacing:0.18em;color:var(--txt-3);text-transform:uppercase;margin-bottom:24px;}
.lr-section{margin-bottom:22px;padding-bottom:22px;border-bottom:1px solid var(--rule);}
.lr-section:last-of-type{border-bottom:none;}
.lr-section h3{font-family:'Anton';font-size:14px;color:var(--gold-deep);text-transform:uppercase;letter-spacing:0.12em;margin-bottom:14px;}
.lr-row{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:14px;}
.lr-field{display:block;margin-bottom:14px;}
.lr-field label{display:block;font-family:'JetBrains Mono';font-size:10px;letter-spacing:0.16em;color:var(--txt-3);text-transform:uppercase;margin-bottom:6px;}
.lr-field input,.lr-field select,.lr-field textarea{width:100%;padding:13px 16px;background:#fff;border:1.5px solid transparent;border-radius:10px;color:#000;font-family:'Nunito';font-weight:600;font-size:14px;transition:all 0.18s;}
.lr-field input:focus,.lr-field select:focus,.lr-field textarea:focus{outline:none;border-color:var(--gold);}
.lr-field select{cursor:pointer;appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8' fill='none'%3E%3Cpath d='M1 1L6 6L11 1' stroke='%23a8823b' stroke-width='2' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:36px;}
.lr-field textarea{resize:vertical;min-height:90px;}
.lr-radio-group{display:flex;gap:12px;flex-wrap:wrap;}
.lr-radio{display:flex;align-items:center;gap:10px;background:#fff;padding:14px 18px;border:1.5px solid var(--rule);border-radius:10px;cursor:pointer;flex:1;min-width:160px;font-family:'Anton';font-size:14px;letter-spacing:0.04em;color:#000;transition:all 0.18s;}
.lr-radio:hover{border-color:var(--gold);}
.lr-radio input{width:auto;margin:0;accent-color:var(--gold);}
.lr-radio.checked{border-color:var(--gold);background:#fff8e6;}
.lr-submit{display:flex;align-items:center;justify-content:center;gap:10px;width:100%;background:var(--gold);color:#000;padding:18px;border-radius:12px;font-family:'Anton';font-size:16px;letter-spacing:0.08em;text-transform:uppercase;border:none;cursor:pointer;transition:all 0.18s;margin-top:12px;}
.lr-submit:hover{background:var(--gold-bright);transform:translateY(-1px);box-shadow:0 12px 28px -8px rgba(200,159,74,0.5);}
.lr-success{background:#dcfce7;border:1.5px solid var(--green);color:#15803d;padding:16px 20px;border-radius:10px;font-family:'Nunito';font-weight:700;font-size:14px;margin-bottom:18px;display:flex;align-items:center;gap:10px;}
.lr-success::before{content:"✓";background:var(--green);color:#fff;width:24px;height:24px;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;flex:none;font-size:14px;}
.lr-disclaimer{font-family:'JetBrains Mono';font-size:10px;letter-spacing:0.12em;color:var(--txt-3);text-transform:uppercase;margin-top:16px;line-height:1.7;text-align:center;}

@media (max-width:680px){
  .legal-hero{padding:48px 20px 40px;}
  .legal-wrap{padding:48px 20px 72px;}
  .legal-page{font-size:14px;line-height:1.7;}
  .legal-page h2{font-size:20px;margin-top:36px;}
  .legal-page h3{font-size:15px;}
  .legal-page > p:first-of-type{padding:18px 20px;font-size:14px;}
  .lr-row{grid-template-columns:1fr;}
  .lr-form{padding:22px;}
}

/* ============ RESPONSIVE ============ */
@media (max-width:1080px){
  .ticker{grid-template-columns:1fr;}
  .nav-in{padding:14px 20px;gap:14px;}
  .ft-in{grid-template-columns:1fr 1fr;gap:32px;}
  .sec{padding:64px 24px;}
  .steps,.bank-block,.cmp-wrap,.sec-grid,.test-grid{grid-template-columns:1fr;}
  .admin-grid{grid-template-columns:1fr;padding:0 20px;}
  .admin-header-inner{padding:0 20px;}

  /* Menú hamburguesa: oculta links y muestra toggle */
  .nav-toggle{display:flex;}
  .nav-links{
    display:flex;
    flex-direction:column;
    position:absolute;
    top:100%;
    left:0;
    right:0;
    background:#fff;
    padding:14px 24px;
    border-top:1px solid var(--rule);
    box-shadow:0 14px 32px -10px rgba(0,0,0,0.18);
    gap:0;
    max-height:0;
    overflow:hidden;
    opacity:0;
    pointer-events:none;
    transition:max-height 0.35s ease, opacity 0.25s ease, padding 0.3s ease;
  }
  .nav.open .nav-links{
    max-height:500px;
    opacity:1;
    pointer-events:auto;
    padding:14px 24px;
  }
  .nav-links a{
    padding:16px 4px;
    border-bottom:1px solid var(--rule);
    border-color:var(--rule);
    font-size:14px;
    letter-spacing:0.16em;
  }
  .nav-links a:last-child{border-bottom:none;}
  .nav-links a.active,
  .nav-links a:hover{
    color:var(--gold-deep);
    background:transparent;
    border-bottom-color:var(--gold);
  }
}

@media (max-width:780px){
  /* Nav compact */
  .nav-in{padding:12px 18px;gap:10px;}
  .nav .logo{gap:9px;min-width:0;flex:1;}
  .nav .logo .ic{width:36px;height:36px;flex:none;}
  .nav .logo .ic svg{width:22px;height:22px;}
  .nav .logo .wm{font-size:14px;line-height:0.95;}
  .nav .logo .sub{font-size:8px;letter-spacing:0.32em;margin-top:2px;}
  .nav-cta .btn{padding:9px 14px;font-size:12px;letter-spacing:0.04em;border-width:1px;flex:none;}

  /* Security stamps a 1 columna */
  .sec-stamps{grid-template-columns:1fr;gap:12px;}
  .stamp{padding:22px;}
  .stamp .seal{padding-bottom:12px;margin-bottom:12px;}
  .stamp .res{font-size:11.5px;line-height:1.6;}
  .stamp.years{padding:36px 24px;}
  .stamp.years .big{font-size:64px;}
  .stamp.years .lbl{font-size:11px;letter-spacing:0.18em;}

  /* Calc trust strip */
  .calc-trust{gap:18px;}
  .calc-trust .it{font-size:10px;letter-spacing:0.16em;}
}

@media (max-width:680px){
  .hero-in{padding:36px 20px 48px;}
  .hero h1{font-size:clamp(34px,8vw,52px);}
  .hero .lede{font-size:14px;}
  .calc-input{font-size:30px;}
  .calc-ccy{min-width:108px;}
  .calc-tab{font-size:12px;padding:14px 10px;letter-spacing:0.06em;}
  .ft-in{grid-template-columns:1fr;}
  .bank-list{grid-template-columns:1fr;}
  .cmp-row2{grid-template-columns:1fr auto;gap:10px;}
  .cmp-row2 .gives{grid-column:1 / -1;text-align:left;border-top:1px solid rgba(0,0,0,0.1);padding-top:10px;}
  .cmp-row2.us .gives{border-top-color:#2a241a;}
  .ft-bot{flex-direction:column;}
  .float-wa span{display:none;}
  .float-wa{padding:14px;right:18px;bottom:18px;}
  .admin-form-row{grid-template-columns:1fr;}
  .section-head h2{font-size:clamp(28px,7vw,42px);}
  .section-head{margin-bottom:36px;}
}

@media (max-width:460px){
  /* Nav: ocultar texto largo, dejar solo iso + botón */
  .nav-in{padding:10px 14px;}
  .nav .logo .wm{font-size:13px;}
  .nav .logo .sub{display:none;}
  .nav-cta .btn{padding:8px 11px;font-size:10.5px;}
  .sec{padding:50px 16px;}
  .calc-body{padding:22px 18px;}
  .calc-field{padding:14px 16px;}
  .calc-input{font-size:26px;}
  .calc-tabs{grid-template-columns:1fr;}
  .calc-tab{padding:12px;font-size:11.5px;}
  .calc-summary{flex-direction:column;align-items:flex-start;gap:10px;}
  .calc-summary .col-r{text-align:left;}
  .calc-submit{font-size:16px;padding:16px;}
  .tick{padding:18px 18px;}
  .tick-num{font-size:26px;}
  .stamp.years .big{font-size:54px;}
}